These Terms of Use (the Terms) govern access to and use of this website (the Website) operated by Bajic Capital Ltd. (Bajic Capital or the Company). By accessing or using this Website, the user (User) agrees to be bound by these Terms. Users who do not agree should not use this Website.

Informational Purpose Only
The content of this Website is provided for informational purposes only. It does not constitute investment, legal, or tax advice of any kind, and nothing on this Website constitutes an offer to sell or a solicitation to buy any financial instruments, securities, or investment services.

User Conduct
Users agree to use this Website only for lawful purposes. Users must not use the Website in any way that violates applicable laws or regulations, attempt to gain unauthorised access to systems or data, interfere with the proper functioning or security of the Website, or introduce malicious software or other harmful material.

Intellectual Property
All content on this Website including text, graphics, logos, and design is the property of Bajic Capital or its licensors and is protected by applicable intellectual property laws. No content may be copied, reproduced, distributed, or modified without prior written consent.

Third-Party Links
The Website may contain links to third-party websites. Bajic Capital does not control or endorse such websites and accepts no responsibility for their content, accuracy, or availability.

Availability and Changes
Bajic Capital does not guarantee uninterrupted access to the Website and reserves the right to modify, suspend, or discontinue any part of it at any time without notice. Bajic Capital also reserves the right to amend these Terms at any time. Continued use of the Website following any changes constitutes acceptance of the revised Terms.

Limitation of Liability
To the fullest extent permitted by law, Bajic Capital shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or in connection with the use of, or inability to use, the Website; reliance on any content provided on the Website; or any errors, omissions, or interruptions in the Website.

Privacy and Data Protection
Use of this Website is subject to the Privacy Policy, which governs how personal data is collected and processed.

Governing Law and Jurisdiction
These Terms are governed by the laws of the Republic of Croatia. Any disputes arising from these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the competent courts of Croatia.